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Do Florida No-fault Insurance Laws Prevent Me from Seeking Justice against the Negligent Driver Who Injured Me?

Even when the law requires you to file a claim against your own policy, keep in mind that the negligent driver may still face potential penalties from traffic citations issued by police. However, the severity of your injuries is a major factor when determining your rights to pursue compensation from the driver whose negligence caused an accident. If you seek advice from an experienced car accident attorney in Tampa before filing a claim, you may learn you have other legal options available to you.

Strict Florida laws require owners to carry specific levels of auto insurance for any vehicle registered within the state, even if it is in storage. In fact, even out-of-state drivers who use their vehicles in Florida for more than 90 days within a 365-day period must carry this coverage, according to the Florida Department of Highway Safety and Motor Vehicles. The minimum requirements of $10,000 personal injury protection (PIP) and $10,000 property damage liability (PDL) might seem like they would provide complete coverage for most car accidents. However, when an accident causes catastrophic injuries, the required coverage can easily leave victims facing extensive additional expenses.

Florida law recognizes that justice cannot be served by requiring accident victims to pay out-of-pocket for injuries and related expenses caused by the negligence of another driver. However, you need an experienced Tampa car accident lawyer to identify the options available to pursue compensation against liable parties — and navigate the complex legal process so you can focus on your injuries.

With prior insurance company experience, the attorneys at Larson Johnson, P.L. have unique insight to help ensure you receive fair treatment from your own insurance company and the insurance companies of the liable parties. We can help you take additional legal action when needed to help you pursue the full compensation you deserve. Call us for a free initial consultation to learn how we can help.

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